Miscellaneous

If a Jewish organization approaches an individual begging for tzedaka to support their operations, but the one who has been approached does not agree with their philosophy or their practices and would rather give tzedaka to someone else who is a better match, are they required to give to that organization? I am asking because this happens to me all the time. I am constantly barraged with mailings, phone calls, and door knockings from Jewish organizations I am not comfortable giving to because what they stand for does not match my personal values. I do give a lot of tzedaka, but to those individuals, organizations, and causes I feel comfortable with.

Am i permitted to put my Maaser money into an investment account so that in 20 years I can use it to support my adult (and married) children stay in Yeshiva/Kollel?

Suppose a poor individual or a Jewish organization approaches you, begging for tzedaka. But you’ve already given a sufficient amount of your income to tzedaka in accordance with Torah laws, and you would like to use the money you have remaining for yourself and your family. The individual or organization does not care that you’ve given a lot of tzedaka already because none of it benefits them. Are you still required to give?