Question
Is it problematic to have a ringtone of a woman singing if there might be men around? What if the men around listen to women singing anyway? What if it’s just in a public place with a regular chance of Jewish men being around?

Question
Is poverty a punishment for sin in Jewish belief? Can Hashem punish someone with poverty, possibly irrevocable lifelong poverty, because of one or more of their sins? If so, which sins are punished with poverty?

Question
Shalom,   I am hopeful you might help me understand the practice of ‘T’shuvah’.   I understand it is related to the atonement for sins, but I have a few pertinent questions about it.   Is T’shuvah strictly limited to only the month of Elul and the days surrounding Yom Kippur? Are others involved in the process. For example, if you are atoning for something you did that offended a family member, are they are necessary part of the process? Or, does the repentant seeking atone with or through God? Would you be able to reconcile the situation without the help or outright forgiveness of that offended family member/   I appreciate any answers you may provide.   Thank you for your time and attention.